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Archive for December, 2019

The end of the year is coming

December 11th, 2019 at 11:21 pm

Now that we have a little room to breathe after the sale of the old house, I'm looking at what things I want to do now in the new place. We can afford the new place but now have a quarterly HOA fee. My spouse is looking to go back to work so that will help. We have a emergency fund but I would like to have it hold a year's worth of expenses. We also still need to pay off the taxes on the house sale.

I'm looking into the "none to run" training to see if that will help with my health. I've never been an athlete but I've enjoyed more activity in the last few years and with a recent weight loss, I want to keep going. My sister did a running program and maybe I can do it too.

We have holiday plans set, 2 nights with my sister and then a drive up to visit my mother. I'm looking forward to it. NY will be for gathering with friends and a little time at the cabin. We plan on reviewing the last year and decade and make plans for the new year/decade.

Does anyone know the best way to include a picture? I tried adding an image but it doesn't seem to work.

We made it

December 9th, 2019 at 04:58 pm

The old house is finally sold. Now we wait to see what our final tax bill is next year. I'm looking forward to this being all wrapped up.

Yesterday we went through our expected bills and there's a little bit of wiggle room each month that we can use towards building our emergency fund back up with the goal of being $50k. I think we are approximately 50% of the way there. Also my spouse is looking to go back to work. We don't expect that she will make much money due to the nature and therefore the pay of the work.

Mostly except for the unexpected, we'll be mostly chugging along at a good pace towards our future.

My position is union work and recently the contract has been settled, I will have a small increase in January and then a one time payment in July. I don't know if I will have summer hours next summer and if I don't, we'll be fine. If I do, then we can build that emergency fund back up quicker.

We have our holiday plans scheduled. We also plan to look back at the last decade and do some thinking about what we want in the next decade. The decade after that will be looking at what retirement looks like.