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Archive for April, 2021

That's a surprise

April 29th, 2021 at 03:55 pm

During these strange times of covid, I felt compelled to check on an ex that I cut off communication with after the end of our relationship. I wondered about how they were considering their poor health, their aged parents who I also known and cared about. They owed me money and claimed they would pay me back. I explained that good faith would be regular payments even if it was as small $5 a month but nothing ever came. The last payments I received were in 2015. Life hasn't been easy for them, a car accident with a week long hospital stay and rehab. They wanted my address to send me a payment but I wasn't willing to share so I had them send me the check at my workplace. I didn't expect any follow through and was shocked on Friday when they texted me asking if I received it. As I'm working from home, I went on Monday picked it up, double checked it was still good through the issuing bank and deposited it. It's probably 20% of the balance and I had long since believed I would never get anything back. It is a surprise. Found money, unexpected money....it's not a small sum. I think we'll reserve half for an expected car repair and split the rest to our two retirement accounts even though I want to treat myself for something since it's so unexpected. I don't expect additional payments but that was nice. 

2nd shot down

April 12th, 2021 at 08:59 pm

We had our second pfizer done on Saturday. Low grade fever, feeling queasy and headache although it didn't really start until Sunday at 1am. I spent most of Sunday in bed. That's how I prefer to heal, sleep it off. 

We've gotten our state refund back but still waiting on the federal refund. 

I pulled up our zestimate through mint, our home has increased by almost $25k since we bought it 9/19. That just blows my mind, real estate is increasingly out of reach for the average person. 

Mint tells me my credit score is 830 but it doesn't mean much because I don't expect to take any loans anymore. 

I recently did set up a small bi-monthly withdrawal for a work tax sheltered annuity plan. My current work retirement accounts are now at about $420k which seems so strange. I've got a few other accounts with other employers and etc that is an additional $260k. About 300k in real estate.  Slow and steady wins. 

What I really need to do is make sure all my account names are correct. I got married 3+ years ago and make sure the beneficuaries are set as I intend. Additionally, we need to get living wills all those end of life discussions and forms completed. We have friends who are starting to deal with memory issues and the children are very scared so they are talking about forcing them out of their home into care but that's not what they want.