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Archive for January, 2021

So strange

January 26th, 2021 at 06:00 pm

Just checked mint and I suppose with the market as it's going, it's just growing in leaps and bounds. 20k in a couple of weeks or so.  It's kinda unsettling to me because there *has* to be a crash at some point. This is just not sustainable. 

Sitting at home, spending mostly just for food and other basics. Although last night I decided to buy some really warm slippers, spent $50. They aren't as expensive as the Glerups and it seems my previous favorite sheepskin seem to have uneven reviews. I did consider the Glerups at more than $100 because my spending allowence has mostly just sat and gathered since I've go no where to spend it. One reason that I didn't get the Glerups is because I couldn't find anywhere that had my size and style in stock. I wanted to get the boot style because I work in the basement and my feet get cold. I use a space heater but it's hard to find the right balance. 

The other things we bought yesterday were usb rechargable fans for the van. Even if we end up not getting the van for whatever reason, the fans will be used outdoors for mosquito prevention or on hot days. We had some credit card points that reduces out of pocket to about $20. 

Dreaming of the summer

January 17th, 2021 at 09:19 pm

One of the things our household is doing to get through covid is watching vanlife videos. We both want to travel more when we can. We want to do it inexpensively and vanlife seems great. We currently own a commuter car and a pick up. The small pick up was previously owned by my Dad who passed away and I know that I'm sentimental but I'm hoping to drive it to the ground. I think it could be used for camping in it but my spouse doesn't. Well....my mother has just purchased a new to her vehicle and when she moves south will sell her late model high mileage minivan to us for $1200. She's owned it for probably 12 years and we know the history. If we can travel with this van for one to three summers, it will be perfect. It will help us learn if the dreams we have about vanlife are reality. Is this something we want to invest more into? There's an outfit here that rents van conversions like we dream about but for just a week it's nearly $1000 and granted there will be more costs associated with buying my mom's van like outfitting it, insuring it and garaging it, it will be a really inexpensive trial without huge drawbacks except maybe a breakdown. Those are solvable. 

Whoa - 2021

January 11th, 2021 at 09:15 pm

Well, we all thought the new year would be better....but it's not. So hard that I feel like I keep wishing away my days.  Not too long and it will be March which is when the pandemic started and we all that that was bad. 

I looked at Mint and now definitely over the 1 million mark with all assets counted. That feels weird to me and to think I've got 10 years left. I went to go look and see what I've put in my 401k per year to see a ball park of what I can expect to have it increase. I know that our returns can't be expected to stay the same. My annual rate of return for it was over 20%!!!  I believe I put over $16k in every year and even if I wanted to, I couldn't change that, it's mandatory at my job. With luck I'll be like Patient Saver and have at least 1 million investments before I retire. Of course over that time, so many things could change but I know that I'm sitting better than so many others.